Cookie Policy

Last Updated: 19 March 2026

1. Introduction

FinaviHub uses cookies and similar technologies to make the platform work and to remember your preferences. This page explains what cookies we use and why.

2. What Are Cookies?

Cookies are small text files stored on your device by your browser when you visit a website. They are used to keep the site functioning correctly and to remember information between visits.

• Session cookies last only for the duration of your visit and are deleted when you close your browser.
• Persistent cookies remain on your device until they expire or are manually deleted.

3. Cookies We Use

3.1 Essential Cookies

These cookies are required for FinaviHub to function. Without them, you cannot log in or use core features of the platform. They include:

• Authentication token — keeps you logged in during and between sessions
• Session state — maintains your current session securely

These cookies cannot be disabled without breaking the Service.

3.2 Preference Cookies

These cookies remember your settings and choices to personalise your experience. They include:

• Theme preference — remembers whether you prefer dark or light mode
• Onboarding state — tracks whether you have completed onboarding steps
• Disclaimer acceptance — records that you have acknowledged the financial disclaimer
• Coach preferences — remembers your AI coach settings (e.g. Track vs Plan mode)

Most of these are stored in your browser's local storage rather than as traditional cookies, but they serve the same purpose.

4. Your Choices

You can manage cookies through your browser settings at any time. Note that disabling essential cookies will prevent you from logging in or using the Service.

You can also adjust your cookie preferences using the button below:

5. Updates to This Policy

We may update this Cookie Policy from time to time. The date at the top of this page reflects when it was last revised.

6. Contact

If you have any questions about how we use cookies, please contact us at: