Financial Disclaimer

Last Updated: 19 March 2026

Educational Purpose Only

All content, tools, calculators, projections, and AI coaching responses provided by FinaviHub are for general information and educational purposes only. Nothing on this platform is intended to provide, and should not be relied upon as, financial, investment, tax, legal, or accounting advice.

Not Financial Advice

FinaviHub is not a regulated financial adviser, investment adviser, or financial planner. The platform does not hold any financial services authorisation. The information we provide is not a substitute for professional advice tailored to your specific circumstances.

Before making any financial decisions, we strongly recommend consulting a qualified financial adviser, tax professional, or legal expert who can provide personalised guidance based on your individual situation, goals, and applicable laws.

Projections and Estimates

The forecasting tools, Monte Carlo simulations, FI calculators, and AI coaching responses on FinaviHub produce estimates based on the data you enter and a set of modelled assumptions. These outputs are illustrative only. Actual financial outcomes may differ significantly from any projection, depending on factors including market conditions, tax changes, personal circumstances, and inflation.

We make no guarantee that projections will be accurate, complete, or achievable.

Investment Risk Warning

All investments carry risk, including the potential loss of your principal. The value of investments can go down as well as up. You may get back less than you invest. Past performance is not indicative of future results.

Different investments carry different levels of risk. You should only invest in products and strategies you understand, and that are appropriate for your financial situation.

Country-Specific Information

Financial regulations, tax rules, and investment options vary by country. Information on FinaviHub may not apply to your country of residence or may be inaccurate for your local context. Always verify information with a local professional or official government source.

AI Coaching

The AI FI Coach on FinaviHub is powered by OpenAI and is designed to help you think through your financial situation. It reads the data you have entered on the platform to provide personalised responses. However, AI-generated responses can contain errors, omissions, or outdated information and should not be treated as professional financial advice. Always verify important information independently.

Third-Party Content

FinaviHub may display content from third-party sources, including articles, RSS feeds, and external links. We are not responsible for the accuracy or reliability of third-party content and its inclusion does not constitute our endorsement.

No Endorsement

Any references to specific financial products, funds, strategies, or services are for illustrative purposes only. We do not endorse, recommend, or have any commercial relationship with any financial product or provider mentioned on this platform.

Limitation of Liability

To the maximum extent permitted by applicable law, FinaviHub shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the platform, including any financial decisions made in reliance on information, projections, or AI responses provided by the Service. You use FinaviHub at your own risk and are solely responsible for your financial decisions.

Changes to This Disclaimer

We may update this disclaimer from time to time. Continued use of FinaviHub after changes are posted constitutes acceptance of the updated disclaimer.

Contact

If you have any questions about this disclaimer, please contact us at: