Financial Disclaimer

Last Updated: 10 September 2025

Educational Purpose Only

The content, tools, calculators, and information provided by FINavigator Hub ("we", "our", or "us") are for general information and educational purposes only. The information is not intended to provide specific financial, investment, tax, legal, or accounting advice and should not be relied upon in that regard.

Not Financial Advice

We are not financial advisors, registered investment advisors, or financial planners. None of the information presented on FINavigator Hub constitutes financial advice. The information we provide should not be used as a substitute for professional financial advice tailored to your specific circumstances.

Before making any financial decisions, we strongly recommend consulting with a qualified financial advisor, tax professional, or legal expert who can provide personalized advice based on your individual situation, goals, and needs.

No Guarantees

While we strive to ensure that the information on our website is accurate, complete, and up-to-date, we make no guarantees of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on our website.

The financial calculators, simulators, and projection tools offered on our platform provide estimates based on the information you input and various assumptions. These calculations are for educational and illustrative purposes only. Actual results may vary significantly from the estimates provided.

Investment Risk Warning

All investments involve risk, including the potential loss of principal. The value of investments may fluctuate and can go down as well as up. You may not get back the amount you invested. Past performance is not indicative of future results.

Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for an individual's investment portfolio.

Country-Specific Information

Financial regulations, tax laws, and investment options vary by country. The information provided on FINavigator Hub may not be applicable or appropriate for your country of residence. Users should consider local laws and regulations that may impact their financial decisions.

No Endorsement

References to specific securities, financial products, or services are for illustrative purposes only and should not be considered a recommendation to buy, sell, or hold. We do not endorse or recommend any specific financial products, investments, or services.

Third-Party Content

Our website may include content from third-party sources, including articles, links to external websites, and RSS feeds. We are not responsible for the content, accuracy, or reliability of third-party information. The inclusion of such content does not imply our endorsement or recommendation.

Limitation of Liability

To the maximum extent permitted by applicable law, FINavigator Hub Ltd and its directors, officers, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages, including but not limited to, damages for loss of profits, goodwill, use, data, or other intangible losses, resulting from:

• The use of or inability to use our website or services
• Any actions taken based on information provided on our website
• Financial decisions made using our tools or content
• Any errors, inaccuracies, or omissions in our content

User Responsibility

By using FINavigator Hub, you acknowledge and agree that you are solely responsible for your financial decisions and actions. You should conduct your own research and exercise your own judgment when making financial decisions.

We encourage you to verify any information obtained from our website with other sources before acting upon it.

Changes to This Disclaimer

We reserve the right to modify this disclaimer at any time. Changes will be effective immediately upon posting to the website. Your continued use of FINavigator Hub after any changes indicates your acceptance of the modified disclaimer.

Contact Us

If you have any questions or concerns about this financial disclaimer, please contact us at: